Short Sale Certified Professional — Central Florida

Your REALTOR® for life.
No matter the circumstances.

Facing foreclosure, behind on payments, or underwater on your home? You deserve an expert in your corner — someone who will fight for you, protect your future, and walk with you every step of the way.

No upfront cost to you
Stops foreclosure proceedings
Protects your credit score
Lake, Sumter, Orange & surrounding counties

Let's Talk — Free & Confidential

No obligation · Kara responds within 24 hours

🔒 100% confidential. Your information is never shared with third parties.

Kara will be in touch soon.

She typically responds within a few hours. Check your email for a confirmation, and feel free to call anytime at (352) 729-1364.

⚠️ Time matters in foreclosure. Once proceedings begin, your options narrow fast. Talk to Kara today — it's free.

Is a Short Sale Right for You?

You may qualify if any of these sound familiar

A short sale isn't right for everyone — but for the right situation, it's a far better path than foreclosure. Here's what typically qualifies a homeowner.

📉

Underwater on Your Mortgage

You owe more than your home is worth in today's market — sometimes called being "upside down."

📬

Behind on Payments

You've missed one or more mortgage payments and aren't sure how to get back on track.

⚖️

Financial Hardship

Job loss, medical bills, divorce, or reduced income has made keeping up with your mortgage impossible.

🏠

Need to Sell, Can't Cover Costs

Life requires you to move — but after payoff and closing costs, there's nothing left. A short sale can solve this.

📋

Received a Foreclosure Notice

You've been served legal paperwork. There is still time to act — but the window closes faster than most people realize.

🛡️

Want to Protect Your Credit

A short sale is significantly less damaging to your credit than a foreclosure — and gives you a faster path to rebuilding.

How It Works

Five steps to a fresh start

Kara handles the complexity so you don't have to. From the first call to closing day, she's in your corner every step of the way.

1

Free Consultation

Kara reviews your situation confidentially — your mortgage, property value, and timeline — at zero cost and no obligation.

2

Hardship Package

She prepares and submits your full hardship documentation to your lender. This is the key that unlocks the short sale process.

3

List & Market

Your home is priced strategically to attract qualified buyers quickly and demonstrate real demand to your lender.

4

Lender Negotiation

Kara negotiates directly with your lender — pushing for approval, deficiency waiver, and the best possible outcome for you.

5

Close & Move Forward

Once approved, you close on the sale. You walk away from the debt — and the stress — and begin your next chapter.

Kara Wisely, REALTOR® — Short Sale Specialist, Central Florida
REALTOR® Your REALTOR® for Life

About Kara Wisely

A specialist who actually cares.

"Your Personal REALTOR® For Life — no matter the circumstances."

Short sales are among the most complex transactions in real estate. They require deep knowledge of lender negotiation, Florida foreclosure timelines, hardship documentation, and tax implications — and they demand patience and persistence that most agents simply don't offer.

As a Short Sale Certified Professional based in Mt. Dora, Kara has dedicated her practice to helping Central Florida homeowners navigate distressed situations with clarity and compassion. She works with Berkshire Hathaway HomeServices Florida Realty and brings the resources of a national brand with the warmth of a personal relationship.

Whether you're in Lake, Sumter, Marion, Orange, or surrounding counties — if you're facing foreclosure, Kara wants to hear from you. Even if you're not sure a short sale is the right path, the conversation is free and completely confidential.

Short Sale Certified Professional Berkshire Hathaway HomeServices Licensed FL REALTOR® Lender Negotiation Central Florida MLS

Client Stories

Real outcomes for real people

Every homeowner's situation is different. Here's what a few of Kara's clients have said after going through the short sale process.

★★★★★
I was convinced I was going to lose my home to foreclosure. Kara explained every step, kept me calm, and negotiated with my lender to approve the sale AND waive the deficiency. I still can't believe it's over.
Robert T.Leesburg, FL — Lake County
★★★★★
After my divorce I couldn't afford the mortgage on my own and owed more than the house was worth. Kara handled everything — the bank, the paperwork, the buyer. I just showed up to sign at closing.
Michelle D.Clermont, FL — Lake County
★★★★★
I'd heard horror stories about short sales dragging on forever. Mine closed in under four months. Kara knew exactly how to work with the lender and kept me updated throughout the entire process.
Daniel & Priya K.The Villages, FL — Sumter County

The sooner you call, the more
options you have.

Florida foreclosure timelines move quickly. A free conversation with Kara costs nothing — and could change everything. Your REALTOR® for life is ready to listen.

Request Your Free Consultation 📞 Or call Kara directly: (352) 729-1364 ✉️ Kara@KaraWisely.com